The steps to select and input the detail needed for the Disability Goal module in LifeGoals is very easy. There are two inputs that impact the amount needed to meet the ‘goal’:

1. The % of GROSS income that will be replaced (typically no more than 60-70% of income).
2. Are there any existing policies in place?
   1. The monthly benefit amount is subtracted off of the (1) input above.
   2. The ledger(s) in the print will show exactly when the existing policy kicks in after the ‘waiting period’